Imprint

Fintech · Business

Mentions

Podcasts

Episodes

Podcast consensus

Points of consensus

▶Imprint is experiencing explosive revenue growth, with claims stating revenue quadrupled in the past year, grew from a $25M to $100M run rate, and is forecast to hit $300M in the current year.Apr 2026

▶The company has strong and consistent backing from elite venture capital firms, including Kleiner Perkins, Ribbit Capital, Thrive Capital, and Khosla Ventures, having raised $230 million in total.Apr 2026

▶Imprint has a highly successful enterprise sales strategy, evidenced by claims of winning 100% of competitive bids with digital platforms and three out of four pitches to large grocery chains.Apr 2026

▶The company is focused on operational efficiency, with revenue per employee reportedly between $700,000 and $800,000, approaching the levels of public company NuBank.Apr 2026

Points of debate

▶There is a contrast between the company's current reported growth rate, which has slowed to 5% month-over-month, and the confident prediction that it will return to a 30% month-over-month rate in the second half of the year.Apr 2026

▶The company's strategy has evolved significantly, shifting from a flawed initial approach in 2021 targeting smaller DTC brands to a current, successful focus on large enterprise partners.Apr 2026

▶A tension exists between the strategy of raising a very large amount of capital ($230M) to signal stability to partners and the simultaneous emphasis on achieving high capital efficiency and revenue per employee.Apr 2026

Key themes

▶Explosive Growth and Financial PerformanceApr 2026

Imprint has demonstrated hyper-growth, with its run rate revenue expanding from $25 million to $100 million in the last calendar year. The company is forecasting this trajectory to accelerate, targeting a $300 million run rate for the current year, indicating significant new contracts are expected to come online.

The company's ability to forecast 3x growth while simultaneously reporting a recent slowdown suggests that its financial future is heavily dependent on a small number of very large enterprise partnerships successfully launching in the near term.

▶Strategic Pivot to an Enterprise-First ModelApr 2026

After an admittedly flawed go-to-market strategy in 2021 focused on smaller brands, Imprint has successfully repositioned itself to serve large, established enterprises. This is evidenced by a 100% win rate in bids with digital platforms and securing three out of four pitches with major grocery chains.

This pivot demonstrates a learned understanding that the trust, stability, and scale required for co-branded credit card programs are best suited for large enterprises, making Imprint's small, high-touch business development team a critical asset.

▶Fortified by Elite Investors and Debt FacilitiesApr 2026

Imprint has raised $230 million from top-tier VCs like Kleiner Perkins, Ribbit, Thrive, and Khosla, notably securing a flat Series B round during the 2022-2023 fintech downturn. This equity is leveraged by debt financing from major banks like Citibank, Truist, and Mizuho to fund its credit card receivables.

The combination of prestigious VC backing and debt facilities from established banks creates a 'moat of stability' that is a key strategic tool for competing against and winning deals from incumbent banks like Barclays.

▶Ambition for Public Scale and AI-Driven EfficiencyApr 2026

Leadership believes Imprint can become a large public company with just 15 to 20 major brand partners and aims for a $10 billion revenue scale. To support this, the company is already achieving high revenue per employee and plans to deploy AI to significantly reduce a projected $250 million cost base by the end of next year.

Imprint's strategy is two-pronged: use its large balance sheet to win the market in the short term, then leverage technology and AI to optimize for profitability and efficiency at scale in the long term.

Source episodes

Sentiment over time

Not enough data for timeline

Changes over time

2021

Kleiner Perkins makes its first investment in Imprint. The company pursues an initially flawed go-to-market strategy by targeting smaller direct-to-consumer brands.

Post-2021 / Pre-Series B

Kleiner Perkins and Thrive Capital provide a bridge round to extend the company's runway before its next major funding.

2022-2023

Amidst a broader fintech downturn, Imprint successfully raises a flat Series B round led by Ribbit Capital, signaling strong investor confidence.

Last Calendar Year

The company experiences a period of hyper-growth, with revenue quadrupling and the run rate increasing from $25 million to $100 million. Headcount grows from 100 to approximately 150-160 employees.

Current Year

Growth temporarily slows to 5% month-over-month, but the company forecasts a return to 30% MoM in the second half and targets a $300 million run rate for the full year.

End of Next Year

Imprint projects its cost base will reach $250 million, creating a target for significant cost reduction through the deployment of AI.

Suggested prompts

How is Imprint managing its underwriting and credit risk as it rapidly scales its receivables with new enterprise partners? &nearr;What is the specific nature of Imprint's '100% win rate' with digital platforms, and which companies are included in this claim? &nearr;How does the projected return to 30% month-over-month growth align with the launch timelines of the six or seven major brand partners currently in the pipeline? &nearr;What specific AI applications does Imprint plan to deploy to significantly reduce its projected $250 million cost base? &nearr;

Key concepts

Venture Capital Funding 7 ep Revenue Growth 5 ep Enterprise Sales Strategy 5 ep Long-term Vision 3 ep AI Strategy 2 ep Operational Efficiency 2 ep Debt Financing 1 ep Go-to-Market Evolution 1 ep Cost Structure 1 ep

Notable quotes

“Imprint's run rate revenue grew from $25 million to $100 million in the last calendar year.”

Daragh Murphy · This Startup Is Replacing Banks for Brand Credit Cards | Daragh Murphy (Imprint)

“Imprint raised a flat Series B round led by Ribbit Capital during the fintech downturn of 2022-2023.”

Daragh Murphy · This Startup Is Replacing Banks for Brand Credit Cards | Daragh Murphy (Imprint)

“Imprint has won 100% of the competitive bids it has entered for co-branded card programs with digital platform companies.”

Daragh Murphy · This Startup Is Replacing Banks for Brand Credit Cards | Daragh Murphy (Imprint)

“Imprint is forecasting approximately 3x growth in run rate revenue for the current year, targeting around $300 million.”

Daragh Murphy · This Startup Is Replacing Banks for Brand Credit Cards | Daragh Murphy (Imprint)

Report last updated: Apr 20, 2026

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