Significant progress is still needed to meet the five key criteria for B2B payments: data standardization, interoperability, money quality, dependable settlement, and governance.
The lack of universal, predictable rules for chargebacks and dispute resolution in direct-to-merchant crypto payments remains a barrier to wider adoption.
The vast majority (over 90%) of current crypto transaction volume is still for internal ecosystem settlement, not yet for real-world goods and services.
Opportunities Identified
Disrupting the $1.2 quadrillion B2B payments market with more efficient, global, and programmable payment rails.
Serving high-growth use cases like remittances, where stablecoin-powered solutions are growing at 400% annually.
Enabling financial inclusion and providing stable currency (dollar) access in emerging markets with high inflation or capital controls.
Creating novel financial products, such as programmable corporate cards and direct settlement with major card networks like Visa.