Keep pulling the thread on Dave Miller.
The United States housing market has a supply deficit of four to six million units.
The Federal Reserve has stated it does not intend to purchase mortgage-backed securities as part of its balance sheet adjustments.
Approximately 85% of Californians who do not currently own a home are priced out of the housing market.
The Mortgage Bankers Association predicts the U.S. unemployment rate will rise to 4.7% by mid-2026.
Dave Miller predicts that mortgage rates will be between 6.25% and 6.4% in early 2026, before falling to 5.9% in the first half of the year.
Rich Curtis predicts that mortgage rates will fluctuate between 6% and 6.5% for most of 2026.
Rich Curtis predicts that home price appreciation in 2026 will be 1% or less.
Redfin predicts that mortgage interest rates will fluctuate between 6% and 6.5% for most of 2026.
Redfin's chief data officer does not expect mortgage interest rates to fall below 6% for any significant period of time in 2026.
Redfin predicts that real estate home prices will increase by approximately 1% in 2026.
Fannie Mae predicts that the average 30-year fixed mortgage rate will start 2026 at 6.2% and fall to 5.9% by the end of the year.
Zillow predicts that mortgage interest rates are unlikely to fall below 6% in 2026.